Does gender matter in financial literacy? A case study of young people in Tirana
ČlánekOtevřený přístuppeer-reviewedpublishedSoubory
Datum publikování
2019
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Univerzita Pardubice
Abstrakt
Financial literacy has become an important issue because many studies
have established a connection between financial literacy and financial decision
making for people. The aim of this study is to identify the differences in financial
literacy based on the gender of young people in Tirana, Albania. A questionnaire was
designed, covering financial knowledge, financial attitude and financial behaviour.
Principal component analysis was performed to identify the main factors for both
genders. Even though similarities were found, evidence reinforced the existence of the
differences in gender regarding financial decision making as a consequence of
financial literacy. Compared to young females, young males reflected to deal with risk,
willingness to act and reading to improve financial knowledge. In contrast to this,
young females were more concerned about money management and how to spend
money related issues.
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ISSN
1211-555X (Print)
1804-8048 (Online)
1804-8048 (Online)
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Zdrojový dokument
Scientific papers of the University of Pardubice. Series D, Faculty of Economics and Administration. 45/2019
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open access
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Klíčová slova
financial literacy, knowledge, attitude, behaviour, gender