Analýza vybraných dopadov zavedenia nového regulačného systému basel III. na stabilitu a výkonnosť bankového sektora
Článekpeer-reviewedpublishedDatum publikování
2011
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Univerzita Pardubice
Abstrakt
Basel III. recommendations have been created in response to the financial crisis, which showed that the banking sector (especially in developed countries) did not have sufficient quality and capital to absorb potential losses in case of banks’
insolvency. Aim of this article is to analyze selected impacts of implemented new rules of Basel III. in relation to the stability, security and performance of banking sector. Contribution focuses on questions of principle, whether the introduction of Basel III. could be resistant to future crisis and also how bank could reach consensus between the interests and requirements of the shareholders (expected profit), regulator (capital
adequacy) and management (bank’s performance in relation to their risks). Achieving
higher capital requirements of Basel III. doesn’t automatically mean that bank will be
safe and profitable also. Growth equity is a necessary but not sufficient condition for
achieving greater security of the banking sector. In addition, essential macro- and
microeconomic factors would take place in an appropriate regulatory system.
Rozsah stran
p. 19-30
ISSN
1211-555X (Print)
1804-8048 (Online)
1804-8048 (Online)
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Zdrojový dokument
Scientific papers of the University of Pardubice. Series D, Faculty of Economics and Administration. 22 (4/2011)
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Signatura tištěné verze
47940-22
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Univerzitní knihovna (studovna)
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Klíčová slova
capital adequacy, basel III., banking regulation