Dôchodkové zabezpečenie v sociálnom systéme spoločností

Abstract

Special attention in all European countries is given to issues of social security of persons in retirement age. Pension systems represent the basic part of the social model of each country which reached a certain level of development. Thus pension systems have a great impact on living standards of large part of population and hence its consumption and have a large impact on functioning of the whole economy of a nation state. A serious problem at present is to achieve a balance between contributions to pension system and entitlements provided to citizens of retirement age, the ratio between the number of employed in the economy and the number of beneficiaries. Setting up and functioning of the pension system depends on many factors, besides demographic trends it is also the development of economy and state of public finances. Therefore, they are going through an ongoing process of reforms adapting economic, social and political situation in each particular country. The aim of this paper is to characterize the social security from the perspective of various approaches to this issue with an emphasis on pension provision as the most discussed and costliest part of the social insurance system and social security schemes of a society. It also pointed out the basic problems of the current pension scheme worldwide and approaches to its modernization.